Under what condition will the state provide auto liability coverage while driving a county or state car?

The state will provide auto liability coverage while driving a county or state car when the driving occurs within the course and scope of employment. This means that coverage applies specifically when an employee is performing duties related to their job and is following the responsibilities outlined by their role.

Driving for work purposes indicates that the employee is acting in service to the state or county, which is essential for liability coverage. This ensures that if an accident occurs while an employee is fulfilling their job tasks, the state’s insurance will cover any related damages or liabilities.

In contrast, driving for personal errands would not be covered, as that activity falls outside the professional responsibilities of the employee. Similarly, limiting coverage to only during work hours does not account for the fact that employees may be required to work outside of standard hours while still acting within their employment role. Lastly, providing coverage for any driving regardless of purpose would expose the state to undue liability risks, as it could include private activities unrelated to work.